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Esto permite realizar emisiones de manera segura, facilita la supervisión regulatoria y abre la puerta a nuevos modelos de financiación para las empresas.",{"asset":520,"crop":15,"hotspot":15},{"altText":15,"metadata":521,"originalFilename":534,"url":535},{"_type":17,"blurHash":522,"dimensions":523,"hasAlpha":24,"isOpaque":25,"lqip":524,"palette":525},"eI9H2_j[00WB_3j[fQayfQj[00ay~qof9FWBfQoffQWB_3j[9Fay%M",{"_type":20,"aspectRatio":224,"height":418,"width":418},"data:image/png;base64,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",{"_type":28,"darkMuted":526,"darkVibrant":527,"dominant":528,"lightMuted":529,"lightVibrant":531,"muted":532,"vibrant":533},{"_type":30,"background":493,"foreground":32,"population":429,"title":32},{"_type":30,"background":425,"foreground":32,"population":102,"title":32},{"_type":30,"background":432,"foreground":32,"population":241,"title":32},{"_type":30,"background":428,"foreground":40,"population":530,"title":32},0.08,{"_type":30,"background":428,"foreground":40,"population":102,"title":32},{"_type":30,"background":432,"foreground":32,"population":241,"title":32},{"_type":30,"background":434,"foreground":32,"population":102,"title":32},"tokenizacion.svg","https://cdn.sanity.io/images/rko2ugo5/i18n/9afd84e4dab83a10d5722efdeb7128f4b4376a8e-80x80.svg",{"_type":382,"current":537},"tokenizacion","Tokenización",[540,553],{"_key":541,"_type":169,"children":542,"markDefs":552,"style":199},"312f0014cb05",[543,548],{"_key":544,"_type":173,"marks":545,"text":547},"71f9ff005cb60",[546],"strong","Una infraestructura blockchain tiene múltiples aplicaciones",{"_key":549,"_type":173,"marks":550,"text":551},"a142687acb8c",[],". En ISBE, empresas y administraciones pueden desarrollar casos de uso para simplificar procesos, garantizar la confianza digital y acelerar la innovación tecnológica.",[],{"_key":554,"_type":169,"children":555,"markDefs":567,"style":199},"18e8754ca8b4",[556,560,564],{"_key":557,"_type":173,"marks":558,"text":559},"1fbab708a8170",[],"Además, gracias a que es una infraestructura público permisionada de código abierto, a que incluye el cumplimiento regulatorio en el propio diseño, y a la gran cantidad de recursos que ofrece, ",{"_key":561,"_type":173,"marks":562,"text":563},"506ea4e9674c",[546],"ISBE promueve la colaboración entre entidades y potencia el liderazgo tecnológico de España",{"_key":565,"_type":173,"marks":566,"text":192},"2361feaaa5eb",[],[],{"ogdescription":569,"ogimage":15,"ogtitle":570},"Con ISBE, empresas y admón. pública pueden desplegar nodos propios para desarrollar identidad, trazabilidad, automatización o sostenibilidad.","Aplicaciones de la tecnología blockchain | ISBE","Aplicaciones de la blockchain ISBE","Tipos de aplicaciones que ofrece la red ISBE","Descubre algunos de los casos de uso que se irán desplegando en ISBE",{"_id":575,"_translations":576,"_updatedAt":577,"application":578,"author":580,"category":15,"content":596,"featuredImage":1005,"publishedAt":1037,"relatedPosts":15,"seo":1038,"slug":1044,"title":1046,"videoBanner":25,"videoBannerDescription":15,"videoBannerTitle":15,"youtubeVideo":15},"5ffd2d12-555e-4b24-8400-c37b485fcb3a",[],"2026-06-29T11:59:11Z",{"_id":510,"slug":579,"title":538},{"_type":382,"current":537},{"_createdAt":581,"_id":582,"_rev":583,"_type":584,"_updatedAt":585,"company":247,"image":586,"role":591,"socials":592,"title":595},"2025-10-07T12:21:52Z","8a3772a5-49ab-4732-ac56-45679c40ef16","zB55bFxmzEEkCuJfSQYhXw","autor","2026-02-02T10:29:52Z",{"_type":587,"asset":588},"image",{"_ref":589,"_type":590},"image-7eaf38a7e6a41be189e625db14a5452af0e548f1-400x400-jpg","reference","Redacción",{"facebook":593,"linkedin":594,"twitter":252},"https://www.facebook.com/profile.php?id=61575938825743","https://www.linkedin.com/company/107310370/admin/dashboard/","Redacción ISBE",[597,605,613,621,630,638,646,654,673,677,685,693,701,709,728,736,744,763,782,790,798,806,814,822,841,849,853,861,869,877,885,893,901,909,917,925,933,941,949,957,965,973,981,989,997],{"_key":598,"_type":169,"children":599,"markDefs":604,"style":199},"2f91a83cae3a",[600],{"_key":601,"_type":173,"marks":602,"text":603},"b78cd3a51948",[],"Las empresas europeas repiten verificaciones de identidad y envían la misma documentación cada vez que operan en un nuevo Estado miembro o con una nueva contraparte. Procesos de verificación KYB (Know Your Business) que se prolongan entre 30 y 50 días, formularios duplicados y certificados en papel frenan la expansión transfronteriza en un mercado que aspira a funcionar como espacio único.",[],{"_key":606,"_type":169,"children":607,"markDefs":612,"style":199},"d88c80c1247d",[608],{"_key":609,"_type":173,"marks":610,"text":611},"10396cc395c7",[],"La Comisión Europea ha respondido a esta fragmentación con la propuesta de Reglamento COM(2025) 838, publicada el 19 de noviembre de 2025. Esta norma establece las European Business Wallets como herramienta de identidad digital para personas jurídicas, con reconocimiento en los 27 Estados miembros.",[],{"_key":614,"_type":169,"children":615,"markDefs":620,"style":199},"13cfdfdfee8d",[616],{"_key":617,"_type":173,"marks":618,"text":619},"f6615060f85f",[],"La propia Comisión estima un ahorro anual de hasta 160.000 millones de euros para las empresas europeas una vez estas carteras empresariales estén plenamente adoptadas.",[],{"_key":622,"_type":169,"children":623,"markDefs":628,"style":629},"39f32d2d5772",[624],{"_key":625,"_type":173,"marks":626,"text":627},"146bacbf6e8d",[546],"¿Qué es una Business Wallet y por qué es vital para el Mercado Único Digital?",[],"h2",{"_key":631,"_type":169,"children":632,"markDefs":637,"style":199},"34489b4c69fc",[633],{"_key":634,"_type":173,"marks":635,"text":636},"067931a9b605",[],"La Business Wallet europea es una cartera digital que permite a cada empresa disponer de una identidad jurídica única y verificable en toda la UE, junto con atributos certificados como datos registrales, licencias o poderes de representación, gestionados en un entorno seguro y armonizado entre Estados miembros.",[],{"_key":639,"_type":169,"children":640,"markDefs":645,"style":199},"7f0fb170038f",[641],{"_key":642,"_type":173,"marks":643,"text":644},"0bf4a15cfb03",[],"Esta cartera funciona como una capa de gestión de credenciales verificables, alimentada por fuentes auténticas como registros mercantiles, autoridades tributarias y prestadores cualificados de servicios de confianza. Las attestations emitidas por estas fuentes garantizan la veracidad de cada dato compartido, según establece la propuesta de Reglamento COM(2025) 838.",[],{"_key":647,"_type":169,"children":648,"markDefs":653,"style":199},"199e9e805fc4",[649],{"_key":650,"_type":173,"marks":651,"text":652},"ee6469703b92",[],"Su arquitectura parte del mismo modelo que la EUDI Wallet para personas físicas, descrito en el Architecture and Reference Framework. Los empresarios individuales y autónomos podrán usar su EUDI Wallet personal para acceder a servicios empresariales, mientras que las sociedades dispondrán de una Business Wallet específica.",[],{"_key":655,"_type":169,"children":656,"markDefs":670,"style":199},"599b0ad2c14b",[657,661,666],{"_key":658,"_type":173,"marks":659,"text":660},"81ea7e5f3b8d",[],"La Business Wallet elimina la duplicación de procesos al ofrecer una identidad digital única con reconocimiento transfronterizo. Funciona como interfaz estándar para interactuar con grandes sistemas europeos como BRIS (Business Registers Interconnection System), BORIS (Beneficial Ownership Registers Interconnection System) y ViDA (VAT in the Digital Age). La tecnología ",{"_key":662,"_type":173,"marks":663,"text":665},"ad1f2066fc79",[664],"df35db2534f9","blockchain",{"_key":667,"_type":173,"marks":668,"text":669},"02b0424cb7d2",[]," refuerza este ecosistema al aportar inmutabilidad y trazabilidad en la verificación de credenciales.",[671],{"_key":664,"_type":195,"externalUrl":15,"href":672,"internalLink":15,"isInternalLink":15,"title":15},"https://redisbe.com/articulos/que-es-blockchain-futuro-europa/",{"_key":674,"_type":587,"asset":675},"f2ce47cdcbd2",{"_ref":676,"_type":590},"image-96edb7931c445a859857f889190fdc8aed6808c2-1792x1088-jpg",{"_key":678,"_type":169,"children":679,"markDefs":684,"style":629},"e157e77ca9b8",[680],{"_key":681,"_type":173,"marks":682,"text":683},"195f2a87c063",[546],"Ventajas estratégicas de la Business Wallet para tu empresa",[],{"_key":686,"_type":169,"children":687,"markDefs":692,"style":199},"22764bfe8be9",[688],{"_key":689,"_type":173,"marks":690,"text":691},"6825bcb7bb7c",[],"La Business Wallet permite a las empresas almacenar y reutilizar documentación ya verificada, como escrituras sociales, licencias, certificados fiscales y poderes de representación. Cada credencial puede compartirse con distintas contrapartes y autoridades sin repetir el proceso de validación, lo que reduce costes administrativos y tiempos de tramitación.",[],{"_key":694,"_type":169,"children":695,"markDefs":700,"style":199},"3dd5b69d0fa2",[696],{"_key":697,"_type":173,"marks":698,"text":699},"54d532824769",[],"En sectores como el financiero o el asegurador, donde los procesos de KYC (Know Your Customer) y KYB pueden alargarse durante semanas, la automatización mediante credenciales verificables reduce de forma sustancial los tiempos de comprobación de identidad y representación.",[],{"_key":702,"_type":169,"children":703,"markDefs":708,"style":199},"9683e426e1ad",[704],{"_key":705,"_type":173,"marks":706,"text":707},"6a595ce4f4f3",[],"Para pymes y scale-ups, la wallet abre una vía directa a la expansión transfronteriza. Abrir sucursales, presentarse a licitaciones públicas o suscribir contratos en otros Estados miembros con una identidad empresarial reconocida reduce las barreras de entrada al mercado. Esta funcionalidad se alinea con la Company Law Directive y con la iniciativa ViDA en materia de IVA digital.",[],{"_key":710,"_type":169,"children":711,"markDefs":725,"style":199},"da2f4ee3b7dd",[712,716,721],{"_key":713,"_type":173,"marks":714,"text":715},"8a6fffb6d831",[],"La wallet incorpora firma y sello electrónico cualificados con efectos jurídicos plenos en toda la UE, un avance alineado con las ",{"_key":717,"_type":173,"marks":718,"text":720},"351e14f1bf5c",[719],"045ac9ec0dad","claves del nuevo reglamento eIDAS2 para empresas",{"_key":722,"_type":173,"marks":723,"text":724},"95741f30bbbb",[],". Las credenciales emitidas por registros mercantiles y reguladores sectoriales tienen valor probatorio reforzado, lo que aumenta la seguridad jurídica en cada operación.",[726],{"_key":719,"_type":195,"externalUrl":15,"href":727,"internalLink":15,"isInternalLink":15,"title":15},"https://redisbe.com/articulos/identidad-digital-eidas2-administracion-electronica/",{"_key":729,"_type":169,"children":730,"markDefs":735,"style":629},"7e1cda22028e",[731],{"_key":732,"_type":173,"marks":733,"text":734},"d817cb81e2dd",[546],"Casos de uso reales de la Business Wallet en la operativa diaria",[],{"_key":737,"_type":169,"children":738,"markDefs":743,"style":199},"efc5821384bb",[739],{"_key":740,"_type":173,"marks":741,"text":742},"5a4ddc251579",[],"La Business Wallet permite automatizar verificaciones que hoy dependen de intercambios de PDF por correo electrónico o de portales nacionales heterogéneos. Su aplicación abarca relaciones con la administración pública, operaciones entre empresas y gestión interna de poderes y mandatos, con efectos inmediatos sobre la eficiencia operativa.",[],{"_key":745,"_type":169,"children":746,"markDefs":760,"style":199},"4f94d8670bbd",[747,751,756],{"_key":748,"_type":173,"marks":749,"text":750},"730ea4c882f7",[],"En el ámbito B2G (business-to-government), las empresas podrán utilizar la wallet como canal estándar para registro mercantil, presentación de declaraciones fiscales y participación en procesos de ",{"_key":752,"_type":173,"marks":753,"text":755},"f56682c84095",[754],"a120925d42fd","compra pública de innovación",{"_key":757,"_type":173,"marks":758,"text":759},"4c0e83a244fd",[],". Las credenciales emitidas por autoridades competentes sustituyen la entrega repetida de certificados en cada procedimiento.",[761],{"_key":754,"_type":195,"externalUrl":15,"href":762,"internalLink":15,"isInternalLink":15,"title":15},"https://redisbe.com/articulos/compra-publica-de-innovacion-cpi-y-su-trazabilidad-como-acelerar-la-auditoria-documental/",{"_key":764,"_type":169,"children":765,"markDefs":779,"style":199},"7a03f4c536a5",[766,770,775],{"_key":767,"_type":173,"marks":768,"text":769},"5ba2d2c18b4f",[],"En las relaciones B2B, el onboarding de clientes y proveedores se agiliza mediante un ",{"_key":771,"_type":173,"marks":772,"text":774},"a3caf7f0962f",[773],"3709fb3ac35d","proceso de KYC eficiente y seguro para organizaciones",{"_key":776,"_type":173,"marks":777,"text":778},"e7c3b780b6bb",[],", con verificación instantánea de identidad, domicilio social, licencias y poderes de representación. Las empresas firman contratos transfronterizos e intercambian certificados de compliance ESG en cadenas de suministro con credenciales de validez paneuropea.",[780],{"_key":773,"_type":195,"externalUrl":15,"href":781,"internalLink":15,"isInternalLink":15,"title":15},"https://redisbe.com/articulos/verificacion-identidad-kyc-blockchain/",{"_key":783,"_type":169,"children":784,"markDefs":789,"style":199},"3aadc2e74b52",[785],{"_key":786,"_type":173,"marks":787,"text":788},"6416f74bb92c",[],"La wallet habilita también la delegación granular de facultades para firmar en nombre de la empresa, con límites de importe o ámbito geográfico definidos. El ciclo completo de autorizaciones se gestiona con efectos inmediatos sobre la capacidad operativa de cada representante.",[],{"_key":791,"_type":169,"children":792,"markDefs":797,"style":199},"cb98a68b9540",[793],{"_key":794,"_type":173,"marks":795,"text":796},"e98e307a728c",[],"El proyecto europeo WE BUILD, dotado con 25 millones de euros y 198 socios de 24 países, prueba ya 13 casos de uso que integran wallets empresariales en la operativa diaria.",[],{"_key":799,"_type":169,"children":800,"markDefs":805,"style":629},"1b77e04caea4",[801],{"_key":802,"_type":173,"marks":803,"text":804},"be653b19c74d",[546],"Desafíos de implementación en seguridad, interoperabilidad y adopción",[],{"_key":807,"_type":169,"children":808,"markDefs":813,"style":199},"701bb8749fc1",[809],{"_key":810,"_type":173,"marks":811,"text":812},"a611d8575f75",[],"El despliegue efectivo de las Business Wallets avanza en paralelo al proceso legislativo europeo. Su calendario y alcance dependen tanto de la certificación de ciberseguridad como de la interoperabilidad técnica y semántica entre Estados miembros, además de la adopción por parte de empresas y administraciones.",[],{"_key":815,"_type":169,"children":816,"markDefs":821,"style":199},"3ecc7dfc4d56",[817],{"_key":818,"_type":173,"marks":819,"text":820},"f9778e503187",[],"ENISA (Agencia de la UE para la Ciberseguridad) desarrolla un esquema de certificación específico para EUDI Wallets que abarca la protección de claves privadas, la resistencia a malware y la seguridad de interfaces de programación. El debate sobre el nivel de exigencia en la certificación hardware sigue abierto entre los actores del sector.",[],{"_key":823,"_type":169,"children":824,"markDefs":838,"style":199},"7cabc0ef0ff1",[825,829,834],{"_key":826,"_type":173,"marks":827,"text":828},"affe15dd6416",[],"La interoperabilidad exige estándares comunes de credenciales verificables, formatos de datos y protocolos de intercambio, recogidos en los actos de ejecución y en el Architecture and Reference Framework. En el plano semántico, conviene armonizar los catálogos de atributos empresariales para que conceptos como \"administrador\" o \"apoderado\" se interpreten de forma consistente en toda la UE. Las ",{"_key":830,"_type":173,"marks":831,"text":833},"516c163b3134",[832],"9a746fe8dc9b","aplicaciones de trazabilidad con blockchain",{"_key":835,"_type":173,"marks":836,"text":837},"ce7ae8f564c3",[]," aportan un registro inmutable de cada intercambio de credenciales.",[839],{"_key":832,"_type":195,"externalUrl":15,"href":840,"internalLink":15,"isInternalLink":15,"title":15},"https://redisbe.com/aplicaciones-blockchain/trazabilidad/",{"_key":842,"_type":169,"children":843,"markDefs":848,"style":199},"221a752dcdd7",[844],{"_key":845,"_type":173,"marks":846,"text":847},"3446e49769e9",[],"Las empresas podrán utilizar la Business Wallet de forma voluntaria, pero las administraciones públicas estarán obligadas a aceptarla como canal de identificación, firma y comunicación. El cronograma previsto apunta a la adopción del Reglamento en el primer trimestre de 2026, con obligatoriedad para administraciones en 2027 y para sectores regulados en 2028.",[],{"_key":850,"_type":587,"asset":851},"54f635969321",{"_ref":852,"_type":590},"image-7d36cb1f457bbd91528f326821d6aa704fcc4f69-1792x1088-jpg",{"_key":854,"_type":169,"children":855,"markDefs":860,"style":629},"5bfc3aae051c",[856],{"_key":857,"_type":173,"marks":858,"text":859},"d90c6723c717",[546],"ISBE, la infraestructura que impulsa la Business Wallet en España",[],{"_key":862,"_type":169,"children":863,"markDefs":868,"style":199},"8fc405a2dab5",[864],{"_key":865,"_type":173,"marks":866,"text":867},"6f6ace034e40",[],"La Infraestructura de Servicios Blockchain de España (ISBE) ofrece un espacio común para emitir y verificar credenciales empresariales en España, con cumplimiento normativo integrado e interoperabilidad europea. ISBE actúa como capa de confianza para las Business Wallets emitidas o utilizadas en territorio español.",[],{"_key":870,"_type":169,"children":871,"markDefs":876,"style":199},"10ea68c249d6",[872],{"_key":873,"_type":173,"marks":874,"text":875},"5a748aceafd6",[],"ISBE es una infraestructura público-permisionada impulsada por la Comunidad de Madrid y el Consorcio Red Alastria, financiada con fondos Next Generation EU. Construida sobre Hyperledger Besu, la misma tecnología que emplea la infraestructura europea EBSI (European Blockchain Services Infrastructure), garantiza interoperabilidad técnica con el ecosistema europeo de identidad digital.",[],{"_key":878,"_type":169,"children":879,"markDefs":884,"style":199},"492eb07a80d4",[880],{"_key":881,"_type":173,"marks":882,"text":883},"89f064f69785",[],"ISBE incorpora el cumplimiento normativo de RGPD y eIDAS2 por diseño, tanto a nivel técnico como de gobernanza. Los requerimientos de otras normativas como MiCA, DORA, Data Act, LSMV, ENS y NIS2 han sido integrados en el diseño, facilitando la adaptación a la evolución legal y tecnológica.",[],{"_key":886,"_type":169,"children":887,"markDefs":892,"style":199},"005cbcd0f0e0",[888],{"_key":889,"_type":173,"marks":890,"text":891},"9be2083da4e5",[],"La gobernanza descentralizada garantiza que ninguna entidad tenga control unilateral sobre las redes, generando confianza para empresas y administraciones que necesiten emitir o verificar credenciales empresariales con validez legal. ISBE permite además desarrollar casos de uso de trazabilidad y certificación documental, junto con automatización mediante smart contracts, que complementan la funcionalidad de la Business Wallet y refuerzan la competitividad de las empresas españolas en el Mercado Único Digital.",[],{"_key":894,"_type":169,"children":895,"markDefs":900,"style":199},"51d3c5bec7e8",[896],{"_key":897,"_type":173,"marks":898,"text":899},"fc3828daa07f",[],"¿Tu empresa necesita verificar su identidad y compartir credenciales con validez legal en distintos mercados europeos?",[],{"_key":902,"_type":169,"children":903,"markDefs":908,"style":199},"0688b6407308",[904],{"_key":905,"_type":173,"marks":906,"text":907},"adb45c4df641",[],"Conoce ISBE, la infraestructura de confianza digital que ya permite emitir y verificar credenciales empresariales con cumplimiento normativo integrado e interoperabilidad con el ecosistema europeo.",[],{"_key":910,"_type":169,"children":911,"markDefs":916,"style":629},"be8ce3544279",[912],{"_key":913,"_type":173,"marks":914,"text":915},"4a9eacc2ada3",[546],"Preguntas frecuentes sobre las Business Wallets",[],{"_key":918,"_type":169,"children":919,"markDefs":924,"style":199},"025566c018f3",[920],{"_key":921,"_type":173,"marks":922,"text":923},"e4314319a992",[546],"¿Quién puede ser el \"titular\" de una Business Wallet en una organización compleja?",[],{"_key":926,"_type":169,"children":927,"markDefs":932,"style":199},"5e466bd75996",[928],{"_key":929,"_type":173,"marks":930,"text":931},"cc720562a195",[],"El titular jurídico es la propia persona jurídica, identificada mediante su EUID (European Unique Identifier) u otros identificadores oficiales. La propuesta de Reglamento incorpora un sistema de mandatos y delegación de poderes que permite asignar diferentes roles a personas físicas identificadas a través de sus EUDI Wallets personales, con facultades delimitadas por ámbito y alcance.",[],{"_key":934,"_type":169,"children":935,"markDefs":940,"style":199},"97df06bbfc77",[936],{"_key":937,"_type":173,"marks":938,"text":939},"1158f45b3f45",[546],"¿Es compatible la Business Wallet con los sistemas ERP actuales como SAP o Microsoft Dynamics?",[],{"_key":942,"_type":169,"children":943,"markDefs":948,"style":199},"ec890a40722c",[944],{"_key":945,"_type":173,"marks":946,"text":947},"26704280d2eb",[],"La compatibilidad con sistemas ERP está prevista desde el diseño: la arquitectura de la Business Wallet incorpora interfaces y APIs estandarizadas para que tanto ERP como CRM puedan solicitar y verificar credenciales. Ya existen soluciones de identidad corporativa integradas en entornos SAP para sectores regulados. Los principales retos de integración son organizativos, como el mapeo de procesos existentes y la actualización de controles internos.",[],{"_key":950,"_type":169,"children":951,"markDefs":956,"style":199},"094da9e4d370",[952],{"_key":953,"_type":173,"marks":954,"text":955},"8828c6621650",[546],"¿Qué ocurre si la empresa cambia de administrador o se disuelve?",[],{"_key":958,"_type":169,"children":959,"markDefs":964,"style":199},"74cc5b444a96",[960],{"_key":961,"_type":173,"marks":962,"text":963},"14682aa5c114",[],"El cambio de administrador se refleja en la revocación de las credenciales de representación, con pérdida inmediata de la capacidad de firma digital en nombre de la empresa. En caso de disolución, la wallet se revoca o cierra tras completar los actos pendientes. El Reglamento prevé mecanismos específicos de gestión del ciclo de vida de la cartera.",[],{"_key":966,"_type":169,"children":967,"markDefs":972,"style":199},"64f5abb3e03b",[968],{"_key":969,"_type":173,"marks":970,"text":971},"353dac311d25",[546],"¿Tendrá algún coste para las empresas el uso de la Business Wallet oficial de la UE?",[],{"_key":974,"_type":169,"children":975,"markDefs":980,"style":199},"a97b81cf2449",[976],{"_key":977,"_type":173,"marks":978,"text":979},"3e6fc13f7a6f",[],"El uso de la Business Wallet oficial de la UE puede ser gratuito o de coste mínimo, por analogía con la EUDI Wallet de ciudadanos, que los Estados miembros deben ofrecer de forma gratuita. Al menos una opción de Business Wallet de referencia estará disponible sin coste directo para las empresas. Proveedores privados podrán ofrecer servicios de valor añadido bajo modelos de pago.",[],{"_key":982,"_type":169,"children":983,"markDefs":988,"style":199},"a88e6b0258b9",[984],{"_key":985,"_type":173,"marks":986,"text":987},"933c38ef5a22",[546],"¿Cómo ayuda la Business Wallet a combatir el fraude de identidad empresarial?",[],{"_key":990,"_type":169,"children":991,"markDefs":996,"style":199},"d9a8e5eca93e",[992],{"_key":993,"_type":173,"marks":994,"text":995},"0365e3f4bdfe",[],"La Business Wallet combate el fraude de identidad empresarial al emplear credenciales verificables emitidas por fuentes auténticas con verificación criptográfica, vinculando la identidad de la empresa con la persona física que actúa en su nombre. Utiliza identificadores únicos como el EUID y el LEI (Legal Entity Identifier) para evitar suplantaciones. Su implantación coincide con la entrada en vigor del nuevo Reglamento AMLR contra el blanqueo de capitales.",[],{"_key":998,"_type":169,"children":999,"markDefs":1004,"style":199},"ce441a87128e",[1000],{"_key":1001,"_type":173,"marks":1002,"text":1003},"1be9f9e3caa9",[],"\n",[],{"asset":1006,"crop":15,"hotspot":15},{"altText":15,"metadata":1007,"originalFilename":1035,"url":1036},{"_type":17,"blurHash":1008,"dimensions":1009,"hasAlpha":25,"isOpaque":24,"lqip":1013,"palette":1014,"thumbHash":1034},"VQGb;dP1OQoaNx,eQ;H@IURP?[t%E0M{M{?Ir^RQxaoM",{"_type":20,"aspectRatio":1010,"height":1011,"width":1012},1.6470588235294117,1088,1792,"data:image/jpeg;base64,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",{"_type":28,"darkMuted":1015,"darkVibrant":1018,"dominant":1021,"lightMuted":1022,"lightVibrant":1025,"muted":1028,"vibrant":1031},{"_type":30,"background":1016,"foreground":32,"population":1017,"title":32},"#4f3936",7.87,{"_type":30,"background":1019,"foreground":32,"population":1020,"title":32},"#1c5383",8.34,{"_type":30,"background":1019,"foreground":32,"population":1020,"title":32},{"_type":30,"background":1023,"foreground":40,"population":1024,"title":32},"#cebb9b",1.34,{"_type":30,"background":1026,"foreground":40,"population":1027,"title":32},"#7eda7c",7.33,{"_type":30,"background":1029,"foreground":32,"population":1030,"title":32},"#9d8171",6.27,{"_type":30,"background":1032,"foreground":40,"population":1033,"title":32},"#d5a33e",0.29,"XfgJFIRWZ5hXQ2avY3z8dAvJHQ==","1.jpg","https://cdn.sanity.io/images/rko2ugo5/i18n/8a995bacaef632b3e73bd7be90e7914a3a79c170-1792x1088.jpg","2026-06-29T11:56:00.000Z",{"ogdescription":1039,"ogimage":1040,"ogtitle":1043},"Descubre qué es la Business Wallet europea y cómo transformará la identidad digital de las empresas.\n",{"asset":1041},{"url":1042},"https://cdn.sanity.io/images/rko2ugo5/i18n/6004216a8899561ec19706bf59f80621983ca88c-1357x347.png","Business Wallets: El futuro de la competitividad en Europa",{"_type":382,"current":1045},"business-wallets-un-hito-hacia-la-mejora-de-la-competitividad-en-europa","Business Wallets, un hito hacia la mejora de la competitividad en Europa",1782753603775]